Education Center

Education Center

A Nationally Recognized Expert

If you are looking for an advisor who is on the cutting-edge of the latest trends in investing and financial planning, you have come to the right place. While many advisors boast about keeping up-to-date on the latest academic research, Dr. Lach creates it. He has multiple publications in peer-reviewed academic journals and has been sourced as a subject-matter expert for over 11 college-level textbooks by leading publishers such as McGraw-Hill and John Wiley & Sons, Inc. He has also been interviewed and quoted by leading media outlets such as The Wall Street Journal, CNBC, CNNMoney, and Kiplinger’s Personal Finance. In addition, Patrick is also a contributor for The Wall Street Journal as a WSJ Wealth Expert. You can view Prof. Lach’s past articles from The Wall Street Journal here.

The Heart of a Teacher

In your search for an financial professional, you have likely heard the advice, “find someone with the heart of a teacher.” You will be hard-pressed to find an advisor with stronger teaching credentials. In his ten years of teaching in higher education, Dr. Lach has taught over 1,100 students and has received multiple teaching awards for his performance in the classroom. He brings the same passion and enthusiasm to his clients to motivate and inspire them to reach their financial goals.

Class is in Session

Want to see Dr. Lach in action? Explore some of his interviews, presentations, and articles below.

The Wall Street Journal Interview #1

Patrick’s research paper on the public perception of brokers and Investment Advisers was picked up by The Wall Street Journal in the article “How Come It’s Still Harder to Become a Hairdresser than a Financial Adviser?” In this article, you will learn more about the education standards of brokers and Investment Advisers. Believe it or not, they are lower than the standards required for hairdressers!

The Wall Street Journal Interview #2

Patrick was quoted in this article from Jason Zweig at The Wall Street Journal about how to find a financial adviser. In this article, you will learn where to go to find an adviser and what questions you should ask a prospective adviser.

PBS Interview #1

Patrick appeared on Charleston Illinois’ PBS affiliate (WEIU) for the first episode of their new program “Money in Your Pocket.” In this episode, titled “Getting Your Financial House in Order” you will learn the ultimate goal of retirement planning, how to focus on what really matters in your financial life, and why you should have an emergency fund. You will also learn the difference between an ‘if, then’ financial philosophy and an ‘as long as’ philosophy.

Bellarmine Magazine Column

Patrick was invited by his alma mater, Bellarmine University, to write an article for the alumni magazine designed for newly-minted college graduates about prioritizing their financial goals. Although it is geared towards recent college graduates, it would be helpful for anyone who is just getting started on the path to financial freedom.

PBS Interview #2

Patrick returns to Season 1 of WEIU’s “Money in Your Pocket” to discuss how to choose an investment professional. In this episode, you will learn the differences between brokers and Investment Advisers, the difference between a fiduciary standard and a suitability standard, misleading credentials, and how investment professionals are compensated.

The Courier-Journal Interview

Patrick was interviewed by The Courier-Journal about setting retirement goals. In this article, you will learn the benefits of delaying social security and why you should use the “oxygen mask rule” when deciding whether you should find a child’s education or your own retirement.

PBS Interview #3

Patrick was invited to kick off Season 2 of “Money in Your Pocket” on WEIU with the episode “Financial First Steps.” Watch to learn an easy way to begin budgeting. In addition, you will learn how to juggle paying off debt, saving for retirement, and saving for major purchases like a house.

PBS Interview #4

Patrick is back on “Money in Your Pocket” to discuss alternative investments. Watch and you will learn the long-run return of gold, why hedge funds are a lousy investment choice, and why owning rental real estate might be more risky than you think.