Not all financial advisers are created equal:
Who's Managing Your Money?
As a Registered Investment Adviser, Lach Financial is held to the fiduciary standard, which means, unlike brokers, we are mandated by law to act in the client's best interests, to keep fees and expenses reasonable, and to disclose any conflicts of interest.Read More
The Fee-Only Difference
Lach Financial is a fee-only adviser, which means we don't offer any investment products which charge commissions. 100% of the compensation that we receive comes from the advice and services we provide, not from the products we recommend. Here, you can expect independent, objective advice - not a sales pitch.Read More
Heart of a Teacher
In the world of investing, true expertise is an indispensable asset. Patrick Lach's ongoing work and research as an Assistant Professor of Finance provides a foundation of continuous learning, which lets our clients rest easy with the knowledge that we are always pursuing new ways to keep their future secure.Read More
I believe that every person deserves to have an adviser who puts their interests first. As a Registered Investment adviser, Lach Financial is a fiduciary, which means that we are required to put our clients' interests ahead of our own at all times. I also believe that every effort should be made to find the most reliable sources when making decisions for a client. That is why every decision at Lach Financial is based on empirical, peer-reviewed academic research; not the whim or gut feeling of a mutual fund manager. I believe that every effort should be made to eliminate any practices that create or could potentially create a conflict between the adviser and the client. That is why my firm does not receive any referral fees, kickbacks, or commissions. Not one dime. As a fee-only adviser, every penny of revenue received by Lach Financial comes from one source — the client.
Patrick Lach, Ph.D., CFA, CFP®
Investment Adviser Representative